Take a positive step towards
Peace of Mind For More Than Just Your Health
Health insurance is an important aspect of financial planning as it helps protect individuals and families from the high costs of medical care. Protecting yourself and family against the financial hardships of medical bills does not have to be a struggle in and of itself.
-Marketplace is income-based and is the best choice for most individuals and families
-Private options are health-based and are not based on income which can be the better choice for healthier and/or higher income households.
Are you on your employer plan because it was the simplest route?
Most individuals believe their employer program is their best option, with ACA (Affordable Care Act) "Marketplace" plans being their only other choice. In actuality, the best options with the top insurance providers who offer underwritten policies, which are advantageous for several reasons.
PPO's provide nationwide coverage while EPO's & HMO's provide coverage Statewide coverage
Premiums are health-based for private and income-based for Marketplace. If your income exceeds $50k annually and you are on a Marketplace policy, you are substantially overpaying.
Most employers contribute towards the employee's portion, but not the spouse or dependents.
Private options allow you tax deductibility, whereas an employer is writing off their employee contribution
Did you know......
The #1 reason for bankruptcy is due to medical bills
Health insurance helps to protect you from the high costs of medical care. Without insurance, a single hospital stay or major medical procedure could result in tens, if not hundreds, of thousands of dollars in out-of-pocket expenses. When you can keep yourself and family covered for the price of your car insurance, there is no reason to become part of this statistic.
Take a positive step
A partnership for the future of healthcare
We are with you for the life of the policy. While you can always call customer service, you also have the peace of mind knowing you can directly text or call your agent 24/7 whenever you need assistance or have questions, knowing you're getting help from someone who knows your unique medical situation better than anyone.
Tiers of Health Insurance
There are three main tiers of coverage, in terms of access to doctors and out of pocket costs. A visit to an out of network facility could result in thousands of dollars more than an in network provider. The larger the network, the more peace of mind you have.
EPO
Exclusive Provider Organization
HMO
Health Maintenance Organization
PPO
Preferred Provider Organization
Hear From Our Clients
50+ years of experience and over 7,000 individuals and families have been given the peace of mind knowing they are in the best situation possible for their healthcare needs and making their finances even healthier. Hear from some of our clients below!
"Throughout the process, they were always available to answer my questions and address any concerns I had. They made the normally confusing and overwhelming process of selecting health insurance an absolute breeze."
David Mckenzie
Personal Trainer
Knights Counsel
Wellington, FL 33411
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